Home·Solutions·Valuation & Risk
Valuation & Risk

Defensible marks. Calibrated risk.

Mark-to-market valuation for whole loans, MSRs, and structured credit. Sizing and ongoing analytics for the retained tranche under Dodd-Frank — built by a team that has priced billions in credit before.

Two services in this area

What we deliver in Valuation & Risk.

Daily marks, monthly reviews, and structural analytics that hold up under audit, rating agency review, and bid-side scrutiny.

01 / Valuation & Risk

Asset Valuation

Loans · MSRs · Structured

The problem

Whole loan and MSR marks drive everything downstream — investor reporting, capital markets execution, financial statements, audit. Stale or undefended marks cost basis points on every trade and trigger painful audit cycles.

What we do

Daily mark-to-market for whole loans, MSR portfolios, and structured credit positions. Monthly portfolio reviews with cohort attribution, scenario analysis, and benchmark comparisons. Audit-ready documentation on every mark — model inputs, reference data, and methodology.

How it integrates

Connect your servicing system, accounting system, or portfolio reporting feed. Daily or month-end deliverables, your cadence. Custom asset class coverage from non-QM and bridge to RMBS and CLO tranches.

DailyMark-to-market on every position
Audit-readyFull methodology + inputs documented per mark
Multi-assetWhole loans, MSRs, and structured credit covered
02 / Valuation & Risk

Risk Retention Analysis

Dodd-Frank · 5% rule

The problem

Sponsors of rated securitizations have to retain 5% of the credit risk under Dodd-Frank — but sizing the tranche, qualifying as the right type of retainer, and tracking the position over the deal life is non-trivial. Get it wrong and the deal doesn't close.

What we do

Pre-deal sizing of the retention tranche under all qualifying methods (vertical, horizontal, L-shape). Structural analytics that show how the retained piece behaves under each method through the deal life. Ongoing surveillance after close — retention can't be hedged or transferred outside narrow exceptions, and we monitor for that.

How it integrates

Engage at deal structuring stage. Deliverables: retention sizing memo, structural analytics, regulator-ready documentation. Monthly post-close surveillance reports for the life of the deal.

All methodsVertical, horizontal, and L-shape sized in parallel
Pre + postPre-close sizing + post-close ongoing surveillance
Audit trailRegulator-ready documentation on every assumption
In production

Document-level evidence behind every grade.

Per-loan document checklist across promissory note, loan agreement, mortgage, guaranty, appraisal, BPO, executive summary, feasibility, credit, and background — the evidence behind every risk decision.

Fundable AI document review grid — per-loan status across core loan documents, valuation, and borrower files

Get a sample mark.

Send us a tape or portfolio sample. We'll come back with marks, methodology, and a 30-minute walkthrough.

Contact Sales