The tape told you a value, a lien position, and a borrower. Fundable goes to the county and checks — every property, every borrower, every entity — and hands back what's actually on record, with a link to the document it came from.
Every number you underwrote came from a file someone else assembled, at a moment that has already passed. The county has been recording what actually happened ever since — and nobody on your team has time to go look, loan by loan.
The valuation was true at origination. Two years of market movement later, nobody re-marked it — and the LTV you're reporting to your LPs is a number from a different market.
A lis pendens is recorded at the county months before a loan goes delinquent on your tape. The warning was public. You just weren't watching that county.
The collateral looked clean. The sponsor behind the LLC is being foreclosed on three other deals under three other entities — and nothing in your file connects them.
Every layer we pull exists because it changes a decision — to bid, to re-mark, to reserve, or to pick up the phone.
The valuation was true the day it was written, and nobody has re-marked it since. We re-value every property against current market evidence and rank the whole book by how far it has drifted — so the loans that moved surface before your next LP letter, not after it.
Most valuation products hand you a number and ask you to trust it. We hand you the sales behind it — address, closing date, price, size — so you can argue with the evidence instead of the algorithm. Including the non-disclosure states, where everyone else goes dark.
A lis pendens is recorded months before a loan goes delinquent on your tape. The warning was public the whole time — you just weren't watching that county. We are, across every county your book sits in, and we surface a filing the day it appears.
A tax certificate sold against your collateral is a super-lien that outranks your first position, and nobody sends you a notice when it happens. We check the tax and lien layers on every property and tell you where your position actually sits today.
You underwrote a property, but the risk is a person. We resolve the borrowing entity to its officers and beneficial owner, then look at what that owner is doing everywhere else. Including the deals quietly failing under a completely different LLC.
Flood zone, wildfire potential and disaster history on every property in the book — so you find out your exposure is stacked in one basin or one fire corridor before the weather finds out for you.
A defensible current value for every property in the book, and the gap between it and what your tape still says.
Real closed sales you can look up yourself, in every market — not a black-box index.
Both ends of the process: the filing that starts it and the auction that ends it.
Everything recorded against the property that competes with your claim on it.
The entity, the humans behind it, and their record across every property we can see.
Federal hazard data on all 3,143 US counties, joined to each property in your book.
Enrichment is only worth something if you can defend it in an investment committee. So nothing we return is anonymous.
Every row carries the source it came from and a deep link back to the county's own record. Click the lien and you land on the clerk's page for that instrument.
Most vendors return a blank cell for both. We tell you which one it was, per layer, per property — because one of them is a clean result and the other is a gap you need to close.
County assessors, recorders, clerks of court, tax collectors, secretaries of state, FEMA. No commercial data aggregator sits in the middle reselling you someone else's stale copy.
Coverage claims in this industry are marketing. Ours is a map. Hover any state to see the share of its counties we serve — every one of them reached with a live query against that county's own system.
Enrichment that requires a migration doesn't get used. This runs against the file you already have.
The whole book in, the whole book out — every original column preserved, every enrichment column added, plus a plain-English summary per loan explaining what fired and why.
An add-in for Excel and Google Sheets. Point it at a column of addresses and it fills the rest — or call a single cell function on one property and get an answer where you're already working.
A REST API for the teams that want enrichment inside their own pipeline, their own warehouse, and their own monitoring — one call per subject, every layer returned with its provenance.
Enrich the entire tape in the time it takes to read the offering memo. Find the loans with active foreclosure, unpaid taxes, super-liens, drifted values and troubled sponsors — before they're priced into your bid instead of out of it.
Re-run the book on a schedule and get told what changed. A new lis pendens, a tax certificate sold, a transfer recorded, a bankruptcy filed — surfaced when it happens, not at the next quarterly review.
You're sending borrower and property data out of a regulated fund. Here is exactly how it is handled — the specifics, not a badge.
Most of what we return is public record, not borrower PII — and what you send us is retained only as long as your policy says. Read the full security posture →
Pick a slice of your book — a pool you're diligencing or one you already own — and we'll enrich it against the county record and walk you through what came back, loan by loan.
Prefer email? hello@fundableai.com — we reply the same day.